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Journal

The investor’s journal

How to buy in Dubai step by step: real returns, taxes, branded residences. No hype, just numbers that stay in your pocket.

Apartment living room with a sea view, The Meriva Collection, Dubai Islands 01
Returns

What You Really Earn on a Dubai Property

The real rental return in Dubai is not the advertised 30 percent, but 3 to 5 percent net after costs and Polish tax. A full breakdown on a specific apartment.

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Beachfront apartment buildings, Sobha Siniya Island, Umm Al Quwain 02
Taxes

Dubai Property Taxes for Polish Investors

Zero percent tax in Dubai applies to the Emirates, not to you. A Polish tax resident pays flat-rate (lump-sum) rental tax and 19 percent on a sale. I explain when, how much, and why.

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Lobby with a grand piano, The Meriva Collection, Dubai Islands 03
Branded residences

Branded residences in Dubai: why OMNIYAT is a different league

Branded residences by OMNIYAT and Dorchester are a different market from mass off-plan. I explain the price premium, the resistance to oversupply, and what this segment does not give you.

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OYSTRA from above, Al Marjan Island, Ras Al Khaimah 04
Buying process

How to Buy Property in Dubai: The Process Step by Step (2026)

How to buy property in Dubai as a foreign buyer: freehold, Form F, escrow, Oqood and the Title Deed. The whole process step by step, with 6-8% costs and the off-plan traps.

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Binghatti Skyblade, Dubai 05
Off-plan

Off-Plan Dubai or the Secondary Market: What Escrow Really Protects

Escrow protects the construction money, not the deadline or the value. When off-plan in Dubai makes sense, and when a resale property is the better choice. Numbers, not hype.

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Binghatti Skyflame, Dubai 06
Financing

Payment Plans in Dubai: Why “Entry From 10 Percent” Is a Myth

A payment plan in Dubai is a commitment to 100% of the price, not a ticket for 10%. The 60/40 and post-handover structures explained, the 25-40% forfeiture thresholds, and currency risk.

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Sobha SeaHaven, Dubai Harbour, Dubai 07
Districts

Where to Buy Property in Dubai? Districts Through an Investor’s Eyes (2026)

Where to buy property in Dubai depends on your goal: cash flow, stability or capital growth. Real district prices and yields for 2026, without the broker hype.

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Restaurant terrace by the lagoon at sunset, Sobha Siniya Island, Umm Al Quwain 08
Visas and residency

The Dubai Golden Visa Through Property: What It Really Gives You, and What It Does Not

The Dubai Golden Visa from AED 2M: the threshold, the process, costs of around AED 10,000 and family sponsorship. The biggest myth: the visa does not make you a tax resident.

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Oystra by Richmind, Al Marjan Island 09
Market

The Dubai Property Market in 2026: What Happens After the Price Peak

The Dubai property market passed its peak in October 2025. The numbers checked: around 1,650 AED/sqft, rents up 1.5 percent year on year, and what the correction means for a buyer.

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Sobha Siniya Island, Umm Al Quwain, UAE 10
Risks

Is Dubai Property Worth Investing In? The 2026 Risk Map

Is Dubai property worth investing in? The full risk map: the -50% and -25% corrections, oversupply, exit costs of 7-10%, currency exposure. And how to limit each one.

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A mother and her daughters in the gardens of OYSTRA, Al Marjan Island 11
Family and education

Schools in Dubai for a Polish Family: Fees, Admissions, Universities (2026)

Dubai school fees run from AED 29,488 to AED 111,799 a year and are frozen for 2026/27. The full 15-year bill, top 10 schools, universities and paperwork.

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